If it may seem like I write a lot of banks, it’s because I have the worst luck with them. I just received a letter in the mail from Chase stating that my funds from my last two deposits are on hold. The reason, and I quote, “the deposited check(s) is/are not consistent with the account’s normal deposit activity”. Well, since these deposits were the FIRST TWO deposits I made, I would hope they are not part of the normal deposit activity. I DON’T HAVE A NORMAL DEPOSIT ACTIVITY, IT’S A NEW ACCOUNT.
Another thing that happened yesterday was that my neighbor knocked on the door and said Hi. He also said that Fifth Third called his house about us. He didn’t say what they told him, but he brought over the contact information for the lady that called. He said it sounded like the lady knew us, and that she didn’t say who she was until the call was almost over. My wife called the lady back, and if you know my wife, she was P.O.ed. The lady said that she called our neighbors because she could not get a hold of us. Well, I have talked to someone from Fifth Third the past three days in a row. My wife has talked to someone from Fifth Third two of the past three days. My wife has decided to go tomorrow to the bank with all the account information from her account, and try to resolve it. Basically she is going to have to pay it off because Fifth Third only cares about the money and not about customer service.
A Third thing that happened was that I found out that the iGoBanking account I signed up for was denied. Basically they could not confirm her credit (probably because I put in her new last name, and she has not changed it yet). Well, I applied over two weeks ago for the bank account, and I didn’t even find out, my wife got an email about it. You would think they would email me about it. I got an email saying my wife completed her part of the joint account, but it never said anything about her being denied. This is just a hassle as I applied twice for the bank, so that is two soft credit pulls. If I apply again, that is three.
Some day when it comes to banks …